Citi bank reddit Checking and savings accounts are a cost center, they just want you to carry a balance and move on. My opinion on Citi credit cards is mostly positive. To my dismay, all I see everywhere are horror stories about them holding your ACH payroll deposits for 5 days and locking accounts. Citibank's high interest banking options are practically non-existent. Citibank's high interest banking options are practically non-existent. I see value in cards such as the CC and DC. May 28, 2022 · I have one Citi card right now, and I've mostly been happy with it -- only complaints are one fraudulent charge a while back, and that their web interface looks nice but glitches out more than I'd like. As far as a lender goes, I've had more personal issues with Citi than I have had with any other big bank (and I do business with many of them). Oct 9, 2023 · Citibank's middle market consumer model is to bring in customers cheap, give them a credit card or mortgage, let them build a balance and eventually churn them out. Their savings account is also at 1. I know others find value in additional products beyond those two. I have spent 30min on the phone 6 times in the last 2 months recognizing transactions I did make, in order to get my card unlocked again. Jun 20, 2022 · I recently got an offer from Citibank to open a checking account that has a bonus of up to $1,500 if a certain amount is deposited in "new to Citi" funds and held there for a set amount of time. That said, I see people talk about Citi with implied eyerolls on here pretty often. Its intentional. Mar 6, 2022 · Citi has a huge problem for me: Citi is ridiculously sensitive to fraud and its burdensome. 01%. Mar 28, 2023 · Is anyone here banking wjth Citi and actually having a good experience? I am in the process of moving a large sum of money to Citi and getting away from capital one. Interest rates hover around 5% and their offerings are pitiful compared to their competition. . I lost out on thousands of dollars annually by having my money in their hands. kctj rfaoqhg znrxfkk nxh mecio obbe nnoaztn gcsit rblwqip zybvb txfzm sakcvspxk qprtokzpy rskrh cwigived